Help available for homeowners

ALBANY — Many homeowners in New York state have struggled with their house payments during the COVID-19 crisis. New York state’s foreclosure moratorium for homeowners impacted by the COVID-19 pandemic will end in January 2022. People can get their mortgage checked at no cost to see what options are available, a news release said.
The state Office of the Attorney General has been funding non-profit housing counseling and legal services programs to provide services to New York homeowners at no cost and generally regardless of a homeowner’s income. At-risk households may seek assistance now, the release said.
Under its Homeowner Protection Program, agencies are specially trained to help homeowners navigate the various programs working individually with homeowners and their mortgage servicers to get back on track. New federal relief may be available to provide cash assistance to homeowners.
Be wary of scammers asking you to pay for help, the release said. New York state provides these services at no cost with the goal to keep homeowners in their homes. Services are also available for transition and non-retention options if homeownership is no longer affordable, the release said.
Call the NYS HOPP Toll-Free Hotline at 1-855-HOME-456 (1-855-466-3456) or visit HomeownerHelpNY.org for information.

By Rodney Minor

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