ALBANY — Health insurers are asking state regulators for their largest premium increases in several years — a weighted average of 18.7% for the individual market and 16.5% for the small group market.By weighted average, the requests submitted by Capital Region-based insurers MVP Health Care and CDPHP range from 13.6% to 38.4%, with individual rate increases of as much as 48.2%.The state Department of Financial Services reviews the requests submitted by insurers operating in New York and typically approves a lesser amount than originally requested. In 2021, CDPHP and MVP requested premium increases ranging from 4.9% to 16.9% but were granted 3.4%…